*{box-sizing:border-box}body{margin:0;font:16px/1.5 system-ui,sans-serif;color:#1d2430}.wrap{max-width:760px;margin:0 auto;padding:0 18px}
header{background:#1d2430;color:#fff;padding:12px 0}.hero{background:#f5b301;padding:28px 0}h1{font-size:1.7rem;margin:0 0 8px}section{padding:24px 0}.alt{background:#f3f4f6}
.btn{display:inline-block;background:#1d2430;color:#fff;padding:12px 20px;border-radius:8px;border:0;font-size:1rem;text-decoration:none;cursor:pointer}
.grid{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:8px}.grid li{background:#fff;border:1px solid #ddd;border-radius:8px;padding:10px}
label{display:block;margin:10px 0;font-weight:600}input,select,textarea{display:block;width:100%;padding:10px;margin-top:4px;border:1px solid #bbb;border-radius:6px;font:inherit}
.check{font-weight:400;display:flex;gap:8px}.check input{width:auto;margin-top:4px}.disclosure,.note{font-size:.9rem;background:#fff8e1;padding:8px;border-radius:6px}
details{border-bottom:1px solid #ddd;padding:10px 0}summary{font-weight:600}footer{background:#1d2430;color:#ccc;padding:18px 0;font-size:.85rem}